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FTC Sues to Stop Deceptive Mortgage Assistance Relief Operation Targeting Homeowners

National Amendment AssistanceJune 3, 2026Federal Trade Commission

Summary

The FTC filed a complaint against National Amendment Assistance and related entities for allegedly deceiving homeowners into paying unlawful upfront fees for mortgage relief services falsely associated with the CARES Act. The court granted a temporary restraining order, and the FTC seeks redress for affected consumers.

Remedy

The court entered a temporary restraining order against the defendants. The FTC seeks redress for affected consumers, including monetary relief and an injunction against further deceptive practices.

InjunctionMonetary Penalty

Contract Impact

In-house legal teams should review vendor agreements with mortgage assistance service providers to ensure compliance with the MARS Rule, particularly clauses prohibiting upfront fees before a written agreement is executed. Customer contracts should include clear consent mechanisms and disclosures about government affiliations. Additionally, data sharing agreements with financial institutions must comply with the GLB Act to prevent unauthorized use of customer information.

Contract Search Terms

mortgage assistance reliefupfront feesCARES Actloan modificationconsumer consentwritten agreementfinancial institution informationdeceptive marketing

Laws Cited

FTC ActMortgage Assistance Relief Services (MARS) RuleGramm-Leach-Bliley (GLB) Act

Violation Types

Entity Details

Entity

National Amendment Assistance

Industry

Financial Services

Official Sources

Source Evidence

Entity Name
"National Amendment Assistance (also doing business as N.A.A.)"
Fine Amount
"null"
Laws Cited
"FTC Act, Mortgage Assistance Relief Services (MARS) Rule, and the GLB Act"
Violation Types
"misled consumers into paying unlawful upfront fees by claiming their mortgage relief program was associated with the federal CARES Act"
Event Date
"June 3, 2026"

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