New: a trial court in 1 of every 10 U.S. counties. Read the post
Court Rules
All enforcement actions
SettlementMedium Risk

FTC Settles with Kohl's for $220K Over Identity Theft Record Violations

Kohl's Department Stores, Inc.June 10, 2020Federal Trade Commission

Penalty Amount

$220,000

Summary

The FTC settled with Kohl's Department Stores for violating the Fair Credit Reporting Act by failing to provide identity theft victims with access to their business transaction records within 30 days. Kohl's agreed to pay a $220,000 civil penalty and must implement measures to comply with FCRA requirements, including providing records promptly and posting a notice on its website.

Remedy

Kohl's must pay a $220,000 civil penalty, provide identity theft victims with access to business transaction records within 30 days upon verification, post a notice on its website informing victims how to obtain records, and certify that it has contacted past victims who were denied access.

Monetary PenaltyConsent DecreeCorrective NoticeReporting Requirements

Contract Impact

In-house legal teams should review customer agreements, privacy policies, and fraud response procedures (including any data processing or vendor agreements involving consumer transaction data). Focus on clauses governing responses to identity theft requests, specifically the timeline for providing business records (FCRA Section 609(e) requires disclosure within 30 days) and the scope of information to be disclosed (including perpetrator details like names and contact information). Updates may be needed to ensure policies explicitly commit to timely, complete record provision; implement verification processes for request legitimacy; train staff on FCRA obligations; and include clear consumer notices about their rights to such records. Employee handbooks and incident response plans may also require revision to reflect these duties.

Contract Search Terms

identity theft victim records requestFCRA Section 609(e)business transaction records disclosure30-day response requirementconsumer fraud file accessidentity theft report proceduresrecord retention for fraudFCRA compliance procedurestimely disclosure obligationsvictim information rights

Laws Cited

Fair Credit Reporting Act
15 U.S.C. 1681g(e)

Violation Types

Entity Details

Entity

Kohl's Department Stores, Inc.

Also known as: Kohl's

Industry

Retail

Official Sources

Source Evidence

Entity Name
"Kohl’s Department Stores, Inc."
Fine Amount
"pay a civil penalty of $220,000"
Laws Cited
"Fair Credit Reporting Act (FCRA)"
Statute Sections
"Section 609(e) of the FCRA"
Violation Types
"Kohl’s refused to provide information identifying the thieves to identity theft victims"

Related Enforcement Actions

FTC

REPS & Company Inc.

The FTC referred a complaint against REPS & Company Inc. and company executives, alleging they bypassed ticket-issuer security controls and purchasing limits to acquire millions of tickets for resale. The complaint was filed by the Department of Justice, and the case will be decided by the court; the press release does not report a penalty or other remedy imposed.

FTC

Digital Forensics Corporation LLC

The FTC sued Digital Forensics Corporation LLC and affiliated defendants, alleging they misled sextortion victims with promises of investigative and monitoring services that often were not provided, and used fake positive reviews. A federal court granted the FTC’s request to temporarily halt the defendants’ activities; the complaint remains for the court to decide.

FTC

Greenway Auto Group

The FTC alleged that Greenway Auto Group advertised vehicle prices thousands of dollars below the amounts consumers actually paid and used mailers falsely suggesting recipients had won cash prizes. Greenway agreed to an order requiring transparent pricing and prohibiting deceptive prize mailers and other misrepresentations; the press release does not state a monetary penalty.

FTC

24 healthcare services companies (not individually named)

The FTC sent warning letters to 24 large healthcare services companies, cautioning that incomplete, inaccurate, or untimely pricing information for scheduled medical care may be unfair or deceptive. The letters urge recipients to review their price-disclosure practices and take corrective action; they announce no fine or formal order.

FTC

Premier Franchising Group LLC and Franchise Fastlane LLC

$1.9M

The FTC alleged that Premier Franchising Group LLC and Franchise Fastlane LLC made deceptive and unsubstantiated claims about the Premier Martial Arts franchise opportunity and violated the Franchise Rule. The proposed settlements require the companies to pay a combined $1.85 million to compensate franchisees, prohibit certain misrepresentations, and require Franchise Rule compliance; certain franchisees may also cancel their agreements without penalty.

FTC

Lens.com Inc.

The FTC, Utah, and Nevada sued Lens.com Inc., alleging that it advertised artificially low contact lens prices while hiding mandatory checkout charges and misleading consumers about its AutoRefill subscription. The complaint seeks to stop the alleged practices; the court has not yet decided the case, and no penalty or remedy has been imposed.