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Privacy Enforcement Tracker

1,711 enforcement actions from 16 federal and state jurisdictions. Every event traced back to its official government source.

1,711

Total Actions

16

Jurisdictions

$51.3B+

Total Fines Tracked

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COSettlementMultistate

Credit Acceptance Corporation

Colorado and 40 other states entered into a settlement with Credit Acceptance Corporation (CAC), one of the nation's largest subprime auto lenders, resolving allegations that CAC originated car loans it knew or should have known consumers could not afford and that it failed to reasonably prevent dealers in its network from deceptively 'packing' Vehicle Service Contract and GAP add-on products into CAC-financed purchases. The settlement provides $694 million in cash and debt relief to consumers plus an additional $15 million to the attorneys general, and imposes injunctive reforms including loan 'off ramps,' enhanced pre-purchase and pre-loan disclosures, dealer monitoring, and a seven-year price cap at 109% of retail book value. Note: this is a consumer-lending enforcement action, not a data privacy matter; the 'dark_patterns' category is the closest available fit for the deceptive add-on sales allegations.

CriticalDark Patterns

$694.0M

COSettlement

Corporate Certificates, LLC and FL UCC Statement Service, LLC

Colorado Attorney General Phil Weiser announced a settlement with Corporate Certificates, LLC and FL UCC Statement Service, LLC resolving allegations that the companies mailed marketing materials to Colorado businesses designed to look like official government invoices, without the statutorily required disclaimers and with purported deadlines implying a legal duty. Under the stipulated consent judgment, the companies will pay $150,000 in refunds and fees and permanently cease all operations in Colorado. The companies had ignored prior warning notices and stopped operating in Colorado in August 2025 after the AG obtained a preliminary injunction.

MediumDark PatternsNotice Failure

$150K

COSettlement

Cobblestone Denver Opco, LLC

Colorado Attorney General Phil Weiser announced a settlement with Cobblestone Denver Opco, LLC (Cobblestone Car Wash) over allegations that the company used unfair automatic renewal practices for monthly membership fees. The company failed to provide proper disclosures, notices, terms, and cancellation options, locking over 70,000 consumers into auto-renewal contracts. Cobblestone will pay $1,353,465 in restitution, has already refunded $253,406 to consumers, and must comply with the Colorado Consumer Protection Act, including providing easy-to-access cancellation options and 25-day advance notice of price increases.

HighNotice FailureOpt-Out FailureDark Patterns

$1.4M

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